Author: Geoff Del Grande

Hybrid mortgages – also known as 50/50 mortgage products – include an equal mix of fixed-rate and variable-rate components within your single mortgage. This means you get the best of…

It’s easy to get caught up in the idea that comparing mortgage rates will guarantee you get the best bang for your buck. While this may be true for particular…

If I have mortgage default insurance do I also need mortgage life insurance? Mortgage life insurance is a life insurance policy on a homeowner, which will allow your family or…

We Canadians are no strangers to the chill of the winter season! As we shift into the final few months of 2023, now is a great time to check your…

Refinancing your mortgage can seem like navigating a maze of financial decisions, but it doesn't have to be a daunting task. In this guide, we'll break down the basics of…

Buying a home in Ontario is an exciting journey, but it's important to be prepared for the financial aspects that come with it. One aspect that often catches first-time homebuyers…

Mortgage renewals are a crucial milestone in the homeownership journey. When your existing mortgage term expires, you have the opportunity to explore new terms and conditions, and this phase can…

Today the Bank of Canada made the decision to hold rates at 5%, which leaves the prime rate at 7.2%. This decision comes after "growing evidence that past interest rate…

Ontario is renowned for its bustling urban centres, but hidden away from the city lights lie charming small towns that offer unique real estate opportunities. While major cities like Toronto…

For potential homebuyers in Ontario, staying informed about mortgage rate trends is crucial. Mortgage rates can significantly impact the affordability of your home purchase and the overall cost of your…