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IMO (In my opinion) we will be seeing negative or zero interest rates in Canada within the next 2 years, and this is why you should look at refinancing to…

It looks that way, and all signs are that it is starting to feel a lot like the spring market has finally arrived. Markets like Toronto and Vancouver are predicted to…

As of April 6th, the mortgage stress test will lighten up allowing an easier time for buyers to get into the market. Right now, you must qualify at "Benchmark Rate"…

Hey, I get it. Mortgages are boring! Why would you want to revisit your mortgage every year? Your mortgage is likely the largest investment you will ever make; yet, most…

2020 brings good cheer for investors who like to squeeze the most out of their tax-free savings accounts. As of Jan.1, total contribution room will be extended by $6,000. And…

First and foremost this program is not intended to help clients qualify to get into a house (as advertised), but rather all it does is lower their monthly payments... After…

While a growing proportion of Canadians are more hopeful towards their prospects of buying homes, a considerable number are pointing at down payment costs as a significant roadblock. According to…

What can I afford to BUY?  (With only 5% down) Purchase price Maximum Mortgage Monthly payment Annual Income needed $180,000 $171,000 $839 $39,000 $220,000 $209,000 $1,026 $46,000 $260,000 $247,000 $1,212…

Instinctively it would make sense to pay off your mortgage as quickly as you can, to reduce your debt and to build up more equity in your home in case…