I am a Mortgage Broker in Orangeville, Ontario with over 30 years experience in business and financing.
As a Mortgage Broker I can assist with all types of real estate financing including down payment Grants through the government, debt consolidation, purchasing, investing and much more. Bruised credit is not a problem.
I have personally bought and sold over 100 properties in areas across Orangeville, Caledon, and Barrie. I have a strong understanding of the home financing process and its difficulties. I use this knowledge as well as my strong relationships and many resources in Dufferin County and Simcoe, to help facilitate this process for my clients.
- $20,000.00 down payment grants available
- Zero down / 100% financing
- Use your own RRSP to purchase
- Free and confidential service provided
Rock Capital Investments Inc. brokerage #10556
Each office independently owned and operated
Proud members of Mortgage Centre Canada.
Always Better Than the Banks
As leading Canadian Mortgage Brokers, we have a large network of lender partnerships that allow us to offer our clients non-published residential and commercial mortgage rates. We have partnerships with the top banks in Canada along with up to 70 different lenders. We don’t just compare rates with our lenders; that’s just one component of getting the most suitable mortgage for you.
First Time Home Buyers
To be a first time home buyer is a scary place to be as there are so many moving parts to buying your first home. It’s the largest and most important financial decision you will make in your life and the second largest financial decision you will make is to get a mortgage on your home. That’s why as mortgage brokers, we walk you through the decision process and different stages to ultimately make you feel comfortable.
Government Down Payment Grants
We offer Government Down Payment Grants. They cover 5% of the down payment and this is for a purchase of up to $450,000. The conditions are that you have to make less than $90,500 a year and you have to have less than $20,000 in liquid assets, for example, cash in the bank.
Home Improvement Mortgages or Renovation Loans
We offer small home improvement mortgages and large renovation loans to accommodate your renovation budget. Depending on the size of the loan, they can be approved in less than 2 business days. On the larger renovation loans, they are generally financed in stages.
Pay Out Your Debts
We take into account your short term debt such as a credit card debt that hasn’t been paid off in full for several years. We find ways such as re-financing this type of debt into your mortgage; therefore, it will greatly reduce your overall payments that you would pay towards a credit card at a higher interest rate.
Any Credit, Bruised or Not
On your credit bureau, you may have some outstanding bad credit. What we do is help our clients get back on track with the right recommendations to improve their credit rating. We work directly with our lenders to provide a background history on our clients and improve their chances of getting approved and re-established; thus, our clients can accomplish the financing they require.