The truth about the First Time Home Buyers Incentive
First and foremost this program is not intended to help clients qualify to get into a house (as advertised), but rather all it does is lower their monthly payments... After…
House and keys
Down payment still major challenge for 1st time home buyers
While a growing proportion of Canadians are more hopeful towards their prospects of buying homes, a considerable number are pointing at down payment costs as a significant roadblock. According to…
You may be able to buy a home or refinance your home and you didn’t know it!
What can I afford to BUY? (With only 5% down) Purchase price Maximum Mortgage Monthly payment Annual Income needed $180,000 $171,000 $839 $39,000 $220,000 $209,000 $1,026 $46,000 $260,000 $247,000 $1,212…
Should You Be Paying Your Mortgage Down Aggressively?
Instinctively it would make sense to pay off your mortgage as quickly as you can, to reduce your debt and to build up more equity in your home in case…
Homebuying goals more important than LOOKS
The key to a Canadian Millennial’s heart is property. So suggests a new worldwide survey sponsored by HSBC. The Beyond the Bricks survey of about 12,000 adults, including more than…
Minimum Wage Earners Struggle To Afford Rent
Minimum wage earners in Canada’s largest metro areas need to spend more than 30% of their income in order to rent a modest apartment. A new study from the Canadian…
Pay off CRA arrears with your Home Equity
Are you struggling to pay off your CRA arrears? Years and years caught up to you? There are several ways home equity can be used to pay off CRA debt:…
Attention: First-Time Home Buyers!
Are you a first-time home buyer looking for assistance with your down payment? Looking to save a few hundred dollars a month on your mortgage payment? We have good news!…
9 Reasons you Need a Realtor to Help you Buy/Sell a Home
Whether you’re selling your first or fourth home, buying an existing property or building a new home, there’s one thing you need: a reputable agent. While some may say you…
Planning the Perfect Summer Party
Once your home is freshened up, it’s time to think of ways you can flaunt it! Reference this guide as you plan your barbeque, bonfire or backyard party in the…