The Weirdest Mortgage Rule You’ve Never Heard Of
When most people think about qualifying for a mortgage, they picture the basics: saving up for a down payment, keeping debt under control, and having a stable job. It seems…
Mortgage Renewal in Ontario: What Homeowners Should Know Before Renewing
Mortgage Renewal in Ontario: What Homeowners Should Know Before Renewing If your mortgage is coming up for renewal, you might be wondering what happens next. Many homeowners receive a renewal…
Why the Lowest Mortgage Rate Isn’t Always the Best Choice
When shopping for a mortgage, it's natural to focus on one number: the interest rate. After all, a lower rate usually means a lower monthly payment—right? While interest rates are…
Canadian 5-year fixed mortgage rates over the past 40 years
The attached chart shows average Canadian 5-year fixed mortgage rates over the past 40 years. While rates are certainly higher than the unusually low levels we experienced during COVID, they…
Mortgages Are Personal… At Least They Should Be
One thing I hear from people all the time is how frustrating it can be dealing with large financial institutions when it comes to mortgages. A lot of times your…
Lower Your Mortgage Payment by Up to 28%
What if you could lower your mortgage payment by up to 28% while still maintaining control over paying down your mortgage faster if you choose? Introducing the Flex Equity Mortgage…
Testimonial
Reviews like this are always appreciated 🙏 Taking the time to sit down, explain the mortgage process clearly, and answer every question is something I believe every client deserves. My…
Mortgage Update
With the market still adjusting after years of volatility, rates are showing signs of stabilization — but the decision-making process is still far from simple. Both borrowers and buyers are…
Testimonial
Nothing better than having your broker run the numbers on a holiday Monday — that’s the kind of dedication every client deserves. Geoff Del Grande went above and beyond to…
What’s happening with mortgages in 2026?
One of the biggest questions homeowners are asking right now: 👉 What’s happening with mortgages in 2026? With rates stabilizing but still higher than before, many Canadians are heading into…
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