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Read more about the article TREB, OREA Fight Increased Land Transfer Taxes

TREB, OREA Fight Increased Land Transfer Taxes

  • Post author:Geoff Del Grande
  • Post published:January 30, 2017
  • Post category:General Articles

The Toronto Real Estate Board (TREB) and the Ontario Real Estate Association (OREA) are fighting a City of Toronto proposal that would increase land transfer taxes on homebuyers. (This has…

Continue ReadingTREB, OREA Fight Increased Land Transfer Taxes
Read more about the article How to Deal with Holiday Credit Card Debt

How to Deal with Holiday Credit Card Debt

  • Post author:Geoff Del Grande
  • Post published:January 23, 2017
  • Post category:General Articles

The flurry of gift-shopping and overspending is finally over, leaving plenty of people with the dreaded holiday hangover. Just a few weeks ago, a CIBC poll showed that Canadians were…

Continue ReadingHow to Deal with Holiday Credit Card Debt
Read more about the article Mortgage rate outlook 2017… Fixed mortgage rates to go up, Expect Variable rate pricing to drop
Pushing down interest rate

Mortgage rate outlook 2017… Fixed mortgage rates to go up, Expect Variable rate pricing to drop

  • Post author:Alison Knightley
  • Post published:January 16, 2017
  • Post category:General Articles

Fixed mortgage rates have increased by about 0.40% in the last 8 weeks.   Today’s 5 year fixed rates are at around 2.89% and will could continue to go up in…

Continue ReadingMortgage rate outlook 2017… Fixed mortgage rates to go up, Expect Variable rate pricing to drop
Read more about the article Tax Changes You Need to Know for 2017

Tax Changes You Need to Know for 2017

  • Post author:Alison Knightley
  • Post published:January 5, 2017
  • Post category:General Articles

Canadians will ring in the new year with a number of tax changes that will affect the bottom line of federal and provincial governments. These changes will mean Canadians will…

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Read more about the article It’s Time to Lower Your Home-Ownership Expectations (Again)

It’s Time to Lower Your Home-Ownership Expectations (Again)

  • Post author:Alison Knightley
  • Post published:December 23, 2016
  • Post category:General Articles

Skyrocketing home prices dominated the headlines in 2016, and it's no surprise that housing unaffordability remains the news of the day as we wrap up the year. Affordability has hit…

Continue ReadingIt’s Time to Lower Your Home-Ownership Expectations (Again)
Read more about the article Goodbye, Vancouver: Foreign Buyers Now Flooding Seattle and Toronto Markets
Real estate concept

Goodbye, Vancouver: Foreign Buyers Now Flooding Seattle and Toronto Markets

  • Post author:Alison Knightley
  • Post published:September 16, 2016
  • Post category:General Articles

Foreign buyers are leaving Vancouver en masse, instead heading to cities like Seattle and Toronto to invest in real estate, according to numbers provided to Global News from Chinese realty…

Continue ReadingGoodbye, Vancouver: Foreign Buyers Now Flooding Seattle and Toronto Markets
Read more about the article BC’s 15% Tax Effect on Ontario Real Estate
Mortgage application form with a calculator and house.

BC’s 15% Tax Effect on Ontario Real Estate

  • Post author:Alison Knightley
  • Post published:September 6, 2016
  • Post category:General Articles

MLS data from the first two weeks of August revealed that only 3 home sales have transpired in Vancouver in that period, that’s a far cry from the 52 transactions…

Continue ReadingBC’s 15% Tax Effect on Ontario Real Estate
Read more about the article 6 Basic Mortgage Rules to Follow

6 Basic Mortgage Rules to Follow

  • Post author:Alison Knightley
  • Post published:August 17, 2016
  • Post category:General Articles

Whether this is your first home or fourth, really understanding your mortgage and how it works is crucial. After all, it’ll probably be the biggest loan of your life! What…

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Read more about the article Writing a Condition Free Offer?

Writing a Condition Free Offer?

  • Post author:Alison Knightley
  • Post published:August 5, 2016
  • Post category:Real Estate Agents

Following are just a few rules and considerations. It looks like a long list of things that could be potentially serious problems, but I assure you the full list is…

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Read more about the article Pre-Approvals, are they valid?

Pre-Approvals, are they valid?

  • Post author:Geoff Del Grande
  • Post published:August 4, 2016
  • Post category:General Articles

Pre-approvals, more important and less concrete than ever Short Version A mortgage pre-approval is little more than a ratehold. A second alternate credit report can be accessed by the lender/insurer…

Continue ReadingPre-Approvals, are they valid?
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Geoff and his team were amazing to deal with. Being first time home buyers, they would respond quickly to any questions or concerns. They also were amazing in breaking down what could be a confusing and stressful time to terms we understood. The whole experience from start to finish was exceptional. I couldn't recommend them enough! In the hustle and bustle of today's world, it was great knowing we would get the best rate available, without having to spend the time looking at mortgage rates, and attempting to read through small print to find the best mortgage for us. It was a pleasure start to finish.

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