Protect Your Information From Thieves
4 WAYS THIEVES CAN STEAL YOUR IDENTITY Stealing your mail. If you don’t have a locking mailbox, thieves can swipe your mail directly from the box, especially if it’s located…
Understanding Second Mortgages
What is a second mortgage? A second mortgage is an additional loan taken out on a property that is already mortgaged. For the lender, this is more risky than the…
Mortgage Rates Are Dipping: Is Now A Good Time to Refinance?
By Sean Cooper After mortgage rates had been on the rise for the last year or so, mortgage rates are dipping. Low mortgage rates aren’t just a boon for first-time…
4 Construction Shortcuts Every New Home Buyer Should Watch Out For
by BRITTANY ANAS Looking back, I was an easy-to-please buyer—pretty much the opposite of anyone on “House Hunters.” Case-in-point: My 28-year-old self was impressed that the cheap, very standard mirrors…
Kiawah Island project, Elizabeth Newman decorator, living room from an angle looking toward fire place and french doors
Decorating tips from the pros
As spring approaches, you may look around your home and feel inspired to brainstorm potential design updates as part of your overall spring cleaning. Whether you want a total makeover…
9 Easy Steps to Buying a House
Contact a mortgage professionalReview your credit Get pre-approvedDetermine your budgetDecide on a neighbourhood/type of home you wantFind a Real Estate AgentMake an offerGet a home inspection (optional)Sign paperwork!
Mortgage broker vs. bank
If you’re looking for a mortgage on a home purchase — or to renew one on a home you already own — is a mortgage broker or a bank your…
Federal budget includes new loans to help first-time homebuyers
If Scott Money had been allowed to borrow more from his RRSP for a down payment, the first-time Toronto homebuyer says he and his wife would have stashed a greater…
Market Predictions 2019
Listings have increased by 15% since January of this year. Here are the predictions for 2019 The CREA predicts home sales to rebound slightly (2.1%) from 2018 Royal LePage is expecting a 1.3%…
Why Canadians Really Need to Change Lenders at Mortgage Renewal Time, Especially Now
"Last year marked the beginning of a new era for Canadian households," economists at CIBC declared in a report issued in September. For the first time since the early 1990s,…